The initial two waves of this CPS data span three pay day loan bans: Arizona, Montana, and New Hampshire.
The initial two waves of this CPS data span three pay day loan bans: Arizona, Montana, and New Hampshire. To analyze the effect of pay day loan bans on conventional types of credit, we utilize information through the Federal Reserve Bank of brand new York’s credit rating Panel/Equifax (CCP). 11 The CCP is a nationally [...]