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First-Time Homebuyers. Participating Lenders. Affordable For-Sale Housing Housing Opportunities Website Housing Possibilities First-Time Homebuyers Housing Possibilities The San Diego Housing Commission (SDHC) offers deferred loans, homeownership funds, and mortgage credit certificates to aid low- and moderate-income families purchase their homes that are first. The SDHC First-Time Homebuyer Program* will help because of the purchase of [...]