But there is however an exclusion: the Roth IRA or Roth 401(k).

But there is however an exclusion: the Roth IRA or Roth 401(k). Because funds contributed to Roth reports are taxed immediately, you won’t face any extra taxation or charges to make a withdrawal early. The caveat is you’ve contributed — you’re not allowed to withdraw any of the investment gains your contributions have earned without [...]