At Legacy Auto Credit, we focus on rebuilding our customer’s credit through low-interest auto loans.
A free consultation with one of our credit experts to get started if your credit is preventing you from getting into a reliable vehicle, book!
Enhance your Credit History
Our objective would be to transform our clients’ monetary life by enhancing their fico scores, allowing loan providers and credit card issuers to think about them low-risk. We accomplish that goal through getting our customers in to the right car to restore their credit history.
Legacy Car Credit provides:
- Low-kilometre automobiles, to help you drive a dependable automobile and make low re payments
- Industry-leading car loan prices — we’ll never charge you 20-30% prices like many creditors
- 2-5 12 months term choices
- Reports to Equifax, to ensure your credit rating improves within the term
- Detailed intends to assist you to rebuild your credit
- Partnerships with dealer teams, to offer a selection that is large of to satisfy your requirements
- Professional staff to simply help with debt-restructuring through proposals and bankruptcy
- Multi-point vehicle inspections, in reducing the possibility of unanticipated fix expenses
- 30 Time Trade
- Free Distribution
Step One
Apply On The Web
Our credit that is easy application obtain the process began with certainly one of our Credit and Finance Advisors.
Step 2
Approval
Our consultative method of financing will make suggestions through the credit rebuilding procedure which help you reconstruct an auto loan to your credit.
Step Three
Drive Away
After your approval, you are able to drive away in your vehicle that if you’d like day! Many thanks to our super simple procedure, we are going to enable you to get authorized and driving very quickly, to get back into residing the life span you prefer through rebuilding your credit.
The Thing That Makes Us Various
We Have Been The Lender
We have been an in-house funding company that lends our very own cash, and that causes us to be various.
Meet The Group
At legacy Auto Credit you’ll select whom works in your favor. Our commission that is non Credit Finance Advisors can get you authorized and explain to you automobile choices
We Deliver
Who knew automobiles had been like pizza. You can now get our low rate in household funding anywhere in Ontario without the need to keep your property.
Exchange Privilege
We’re you’ll that is sure satisfied with the new purchase, however in situation you’re not just carry it back* and we’ll allow you to trade it for the correct one. (*Some exceptions use)
Find out more about automobile finance, bad credit auto loans, credit guidelines & tricks, DIY therefore the latest in automotive news.
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Testimonials
We have been dedicated to causing you to a lasting client and buddy.
My spouce and I had a great experience coping with Vic, and auto credit that is legacy. Assisting us comprehend just just exactly how credit file work and exactly how to enhance it, and made us feel confident!
Victor had been amazing! He had been really thorough explain every thing I had a need to understand and replied any concerns that I’d. He definitely went far above to have me personally another car. I’d recommend planning to see him if you’re in search of another car.
Vic ended up being great in enabling me personally a motor automobile that we love and is dependable. If i possibly could provide significantly more than 5 movie stars i might, he worked well with my income too!
Vic ended up being amazing to manage exemplary interaction through the process that is entire. Strolled me detail by detail placing me right into a motor vehicle that was suitable for me personally! Thank you for your entire help
Definitely the most useful experience ive had purchasing an automobile had been out of this destination! Everyone is quite helpfulf! Vic had been great with interaction and maintaining us as much as date in the procedure and got us automobile we desired quickly without issues! Would certainly return once more
Am I able to get a motor auto loan after a repossession?
Yes, at Legacy Auto Credit we realize that a repossession is often the results of an event that is uncontrollable situation. A number of our consumers have experienced a repossession that is previous will soon be going back their car to the bank whenever filing a bankruptcy or customer proposition.
Will this assist me build my credit?
Yes, if you make your instalments on time. Legacy Auto Credit reports your re payment history to Equifax month-to-month. As time passes with on time payments your rating shall increase.
What’s In-House Financing/Leasing?
At Legacy Auto Credit we provide In-House Financing/Leasing. This implies that individuals supply the funds after which you pay us right back. We could have a look at your credit situation for a level that is personal determine your capability to create payments even speedyloan.net/installment-loans-ms though you have actually bad credit. We result in the ultimate decision on the approval which leads to more approvals and better prices. Our interest levels for Consumer Proposal and Bankruptcy clients begin at 7.99per cent oac on brand new automobiles.
Let’s say i have already been turned straight straight down before?
We come across many individuals which have been formerly refused as a result of a few reasons that have included, bad re re payment history, perhaps perhaps not the full time face to face, a lot of financial obligation and non-garnishable earnings. With this In-House system we consider your revenue, costs and debts that could be inducing the change downs and supply you with methods to get you rebuilding and driving your credit.
If i’ve filed a bankruptcy or customer proposal, could I nevertheless qualify?
Yes, at Legacy car Credit our In-House system is made for consumer and bankruptcy proposition clients. You can still qualify for our low rate in-house program if you are about to file or have already filed and are not discharged. We make use of a few trustees whom see you to succeed in rebuilding your credit that we truly offer low rates and want. If you should be planning to file we shall make use of one to secure an automobile before filing to be able to be confident in coming back your car which has way too much negative equity, has too much of repayment or does not suite your preferences any longer. We additionally report your repayments to Equifax which will surely help re-establish your credit rating.
Did not see just what you’re interested in?
We’re Right Here To Greatly Help
Our job would be to assist individuals with bad credit get automotive loans at a high price point in accordance with prices they are able to afford. Irrespective of your circumstances, it is well worth trying and talking to certainly one of our credit experts. Don’t let credit that is poor when it comes to residing a far better life.
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