Citibank personal bank loan happens to be designed for salaried people, self-employed expert and business people. Current Citibank clients with a Suvidha, Branch or a home loan relationship can avail of Citibank unsecured loan.
Repayments
Just how long am I able to decide to try repay the mortgage?
It is possible to repay your loan during a period of 12 to 60 months.
The time of the time you are taking the loan over will influence how big is your repayments, therefore if you would like smaller repayments, you really need to repay your loan over a lengthier term. Keep in mind, the longer you are taking to settle your loan, the greater amount of interest you are going to overall be charged.
Am I able to pre-pay my Personal Bank Loan?
Yes. You are able to pre-pay your individual Loan. You’ve got two choices to produce a pre-payment – complete Pre-payment and Partial Pre-payment. You are doing the full Pre-payment by settling the entire loan outstanding in one single payment that is single. It is a Partial Pre-payment if you opt to make partial prepayment of your outstanding amount. Which will make prepayments in complete or component, you ought to phone our 24×7 CitiPhone helpline.
Full Pre-payment of Citibank Personal Bank Loan
For loans scheduled, it is possible to close your loan account in complete; you are able to do therefore any right time following the very very first a year as your loan scheduling. For loans scheduled prior, it is possible to shut your loan account in complete any right time following the very very first half a year of the loan scheduling.
Partial pre-payments could be made post the initial year of the loan scheduling. Which will make re re re payments in complete, you’ll want to phone our 24×7 CitiPhone helpline.
Partial Pre-payment of Citibank Personal Bank Loan
You could prepay an integral part of the balance that is outstanding of loan at the mercy of listed here conditions:
- You’ve got compensated your loan EMIs for at the least 12 consecutive months since your loan scheduling date.
- Your prepayment amount is the same as no less than 2 EMIs and at the most 5 EMIs.
In order to make part pre-payment, you’ll want to phone our 24×7 CitiPhone helpline. When you inform the financial institution of the intention to prepay, the financial institution will consider carefully your demand and verify the last amount you meet the criteria to prepay. After making the pre-payment, you are going to need to carry on repaying the subsequent EMIs as per the payment routine provided by the financial institution. The partial pre-payment facility can be obtained when in one year.
Whenever do i must pay Late Payment Charges?
The deadline for the payment of EMIs will probably be 1 st of each and every thirty days, following a thirty days of Loan disbursement. re Payment directions will be presented from 1 st of each and every thirty days. We nevertheless donРІР‚в„ўt cost any payment that is late just in case the re re payment is delayed.
How can I learn how much is outstanding back at my loan?
If you are a preexisting Citibank on line Banking consumer, you can view your present loan stability on line, nonetheless please be mindful that this isn’t always your settlement that is final figure.
Instead, to discover the balance that is outstanding your own personal Loan simply phone our 24×7 CitiPhone helpline. Are going to in a position to supply you with the many information that is recent your loan.
How frequently will a statement is received by me?
Statements are given annual in the 31st of March and mailed to your many address that is recent to us. If you want a statement released every other time, merely e mail us on our 24×7 CitiPhone helpline figures supplied right right right here or make use of your Citibank Online IPIN (available on demand) to gain access to your unsecured loan Account and acquire your balance.
wemagine if I do have more concerns?
If you’re Citibank Consumer, be sure to use the ‘online question’ center to write to us. If you’re maybe not a Citibank Consumer, please call our 24×7 CitiPhone helpline numbers supplied right here.
Prepared to make an application for your loan?Click 4 Call.
Important Info
- Unsecured Loan Form
- Papers Required
- Private Loan – Loan Agreement
- Private Loan – Service Conditions And Terms
- Private Loan – Most Crucial Terms and Conditions
- Private Loan – Standard Conditions And Terms
Disclaimer:
Stipulations use. Issuance of loan has reached the discretion that is sole of, N A. Citibank reserves the ability to ask for just about any extra papers from the applicant.
Citibank reserves the proper, whenever, with previous notice to add/alter/modify/ modification or differ some of the conditions and terms or even change them, wholly or perhaps in component.
+ please be aware that the Click 4 Call solution is present. This center is certainly not available on nationwide holiday breaks and significant Public vacations.
*The last loan quantity, interest and loan tenure relevant will soon be susceptible to eligibility, per Citibank’s credit processing requirements.
**Instant call right straight right back solutions on SMS can be acquired. If you’re instead of Aircel/Airtel/Vodafone/Idea, deliver the SMS. Stipulations use.
^Timelines mentioned include only days that are working. Timelines talked about would commence when the whole paperwork as per Citibank’s needs are submitted by the applicant.
# client can combine stability of no more than 2 charge cards and 2 loans that are personal. Consumer can avail a debt consolidation reduction loan as high as Rs. 15 Lakh. The loan that is final and interest price relevant are going to be at the mercy of eligibility, according to Citibank’s credit processing requirements.
Partial pre-payment is permitted after 12 months of loan tenure. Consumer can work out this just once in year. Client has to pay in numerous of EMIs. Component pre-payment quantity can be just as much as 5 months EMI quantity and the least 2 month EMI amount. For the amount that i https://installmentpersonalloans.org/payday-loans-ok/s exact client has to phone CitiPhone.
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